Isn’t That Rich with MyFSB

This week, we’re sitting down with a Dr. Sykes Thompson, who is in the middle of something big… opening his very own eye care practice right here in our community! He shares how he’s always known this was the path for him, but as you’ll hear, knowing your calling and actually building it are two very different things. From finding the right location to making major financial decisions, hiring a team, and preparing for opening day, this conversation gives a real look at what it takes to start a practice from the ground up. We talk through the excitement, the pressure, and all the behind-the-scenes moments most people never see before the doors officially open. And at the heart of it all is something that stood out to us the most, his genuine passion for serving this community and doing it the right way. If you’ve ever thought about starting something of your own, or you just love hearing how a vision turns into reality, this is one you’ll want to listen to. https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html

This month’s book club pick, Unreasonable Hospitality, had us rethinking everything we know about customer service. In this episode, we’re sharing the stories that stuck with us, the small moments that make a big impact, and how going just a little further can turn an ordinary experience into something unforgettable. From real-life examples to ideas you can actually use, this conversation will leave you inspired to show up differently in your business and everyday life. https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html

We sat down with Aaron Streuter, one of our own from our Herrin branch, to talk about his experience going through the Farmers State Bank mentorship program and what he took away from it. This conversation is real, honest, and a great look at what it actually feels like to step outside your comfort zone and figure out where you belong. Aaron shares what surprised him, what challenged him, and how the program helped him see new opportunities for his future. If you’ve ever wondered what growth can look like inside a company or you’re trying to figure out your next step, this episode is one you’ll want to hear. https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html

Ever feel like your banker is asking a few too many questions? You’re not alone, and there is actually a really good reason behind it. In this episode, we’re pulling back the curtain on what is really happening behind the teller line and the six key things your bank is watching for to protect you from fraud. From romance scams to fake checks and even AI voice impersonations, we are sharing real stories and simple ways to spot red flags before it is too late. If you have ever wondered why your bank slows things down, this one will change the way you see it. https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html

This week on the podcast, we kicked off our very first book club of the year with Rich Girl Nation by Katie Gatti Tassin, and let’s just say… it gave us a lot to talk about. This wasn’t one of those books you read and forget about, it challenged the way we think about money, confidence, and the financial rules we’ve all just kind of accepted without question. In this episode, we’re sharing our biggest takeaways, the moments that made us pause, and the mindset shifts that could genuinely change how you approach your finances. If you’ve ever felt like you’re doing “all the right things” but still not getting ahead, this conversation is going to hit home in the best way. https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html

Workplace safety is important for every business, but when it comes to OSHA reporting and recordkeeping, many employers are not exactly sure what is required or how to do it correctly. If your business has more than 10 employees, there are specific rules you need to follow, and getting them wrong can lead to unnecessary headaches or penalties. Today we are joined by Eric Witges, CEO of FSB Insurance, to help us break down OSHA reporting in a way that is simple, practical, and easy for business owners to understand. https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html

Not everyone gets the same paycheck every two weeks. If you work in sales, earn commission, run a business, or have a seasonal job, your income can look very different throughout the year. In this episode, Ashley and Jill talk about how to build a budget when your income fluctuates and how to “pay yourself” in a way that creates stability even when your earnings go up and down. They walk through practical ways to plan for slow months, handle big commission checks, and avoid the financial rollercoaster that so many people in these careers experience. If your income feels unpredictable, this episode will help you create a system that brings a lot more consistency and peace of mind to your finances. https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html

What actually happens when you stop spending money on anything that is not essential for an entire month? In this episode, Jill sits down with Ashley to talk about her No Spend January challenge and the surprising things she learned along the way. From the habits we do not even realize we have to the mental tug of convenience spending, Ashley shares what it was really like to cut out the extras for 31 days. They talk about where the biggest temptations showed up, what ended up being easier than expected, and whether a challenge like this can actually change the way you think about money long term. If you have ever wondered how much you could save by simply pressing pause on spending for a little while, this conversation might make you want to try it too. https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html

Joint bank accounts can be incredibly useful, but they also come with responsibilities that many people do not fully think through before adding someone to their account. In this episode, we are breaking down when a joint account makes sense and when it might not. We talk through common situations like married couples managing finances together, parents helping their kids learn how to handle money, and adult children stepping in to help aging parents manage bills. We also cover what a joint account actually means when it comes to ownership, access, and responsibility, because once someone is on that account, they typically have the same rights to the money that you do. If you have ever wondered whether a joint account is the right move for your situation, this episode will help you understand the pros, the risks, and the important things to think about before adding another name to your account. https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html

Tax season is here, and whether you’re getting a refund or writing a check, it’s the perfect time to reset your financial game plan. In this episode, we’re walking through the five best ways to use your tax return so it actually moves the needle for you, not just disappears on things you won’t remember in a few months. From paying down debt to building savings and making smart investments, we’re breaking it all down in a way that’s practical and doable. And if you ended up owing this year, don’t worry, we’re talking through simple ways to better prepare so next year doesn’t catch you off guard. https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html