Isn’t That Rich with MyFSB

Debt piling up from credit cards, personal loans, or unexpected life expenses? You’re not alone, and you’re definitely not out of options. In this episode, we’re sitting down with Mortgage Loan Officer Taylor Abney to talk all things debt consolidation like what it is, when it makes sense, and the biggest do’s and don’ts to be aware of before jumping in. We’re breaking down the difference between working with debt consolidation companies versus going through your local bank, what it can mean for your credit, and the smartest ways to tackle debt without putting yourself in a worse position long-term. https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html

When most kids are asked what they plan to do after high school, college is often the first and only answer that comes to mind. But what if there are more paths worth exploring before making that decision? In this episode, we sit down with Hannah Maruyama of Degree Free to talk about how parents can help their teens think more strategically about their future, starting with who they are and the life they want to build. From defining income, lifestyle, and work environment goals to exploring certifications, apprenticeships, and other career on-ramps, this conversation opens the door to possibilities many families have never considered. Whether college is part of the plan or not, this episode will help parents feel more confident guiding their child toward the path that fits them best. https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html

Not every good financial decision shows up as saving more or spending less. In this episode, we talk about the money we are genuinely glad we spent and why those choices still feel worth it. From experiences and convenience to purchases that brought peace of mind, we share how spending aligned with your values can improve your life. This is a reminder that intentional spending is not about guilt or perfection, but about using money in ways that support the life you are building. https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html

Big financial milestones tend to get all the attention, but it is often the small, steady wins that quietly move the needle. In this episode, we talk about the progress people rarely celebrate, like paying something off, sticking with a habit, and staying consistent even when life gets busy. We share why these moments deserve more credit, how they build confidence over time, and why showing up imperfectly still counts. If you have been working on your money and wondering if it is actually making a difference, this conversation is for you. https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html

A new year always brings new financial trends, and 2026 is no exception. In this episode, we share our hot take predictions on what we think will shape the money conversations in the year ahead. From shifting spending habits and evolving attitudes toward saving to changes in how people think about work, convenience, and financial security, we talk through what we are already seeing and what we believe will continue to gain momentum. This is not about crystal ball forecasts or complicated economics. It is an honest, practical conversation about the trends we think will matter most and how they could show up in your everyday financial life. https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html

Health Savings Accounts are often misunderstood or completely overlooked when people choose their health plans. In this episode, we sit down with Tatia Wesley from FSB Insurance to fully explain what an HSA is, who it is designed for, and why it can be such a smart option within the right healthcare plan. We walk through how HSAs work day to day, how they can help cover medical expenses, and why they offer more flexibility than many people realize. Then we get into what really sets an HSA apart. When used correctly, it is the only investment account where your contributions, growth, and qualified withdrawals can all be tax free. If you have ever wondered whether an HSA is worth it or suspected you might be sleeping on a powerful benefit, this episode will change the way you think about your health plan. https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html

Ever feel like no matter what you do, you’re somehow still behind? Like there’s an invisible checklist you’re supposed to be following and everyone else got the memo except you? The pressure to own a home, save more, be further in your career, or hit certain life milestones can quietly create stress and shame, especially when those “shoulds” don’t line up with your real life. Today we talk honestly about the financial “shoulds” society places on us, why they can lead to poor decisions, and how redefining success can bring clarity, confidence, and peace. https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html

If you ever wondered what it really looks like when a community bank says, “We’re here for more than transactions,” this episode is it. In this conversation, our marketing team looks back on 2025 and walks through everything we poured our hearts into this year. From hands-on financial literacy events and community celebrations to moments that honored our employees and the people we serve, this episode pulls back the curtain on the why behind the work. It’s honest, a little reflective, and a great reminder that the best impact is often made in the in-between moments. Tune in for a look at the year that shaped us and the community we are proud to be part of. https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html

The holiday season brings out the best in people. Everywhere you look there are toy drives, coat drives, Giving Tuesday posts, and countless opportunities to give back. But it is also the time of year when a lot of well-meaning generosity turns into confusion. What actually counts as a charitable donation? What does the IRS allow you to deduct? And how do you give in a way that truly makes an impact without creating a surprise at tax time? In this episode, we sit down with Matt Businaro, CPA and Chief Financial Officer of Farmers State Bank, to talk through how to give thoughtfully, what qualifies for a deduction, and the common mistakes people make during the biggest giving season of the year. https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html

There is a lot of talk online about the idea of a 50 year mortgage. Nothing official has been announced and for now it is all just hearsay. But if it ever becomes reality, it could change the way families buy homes and the way communities grow. In this episode, we break down what a 50 year mortgage might look like, how it compares to a 30 year loan, the real cost hidden inside the monthly payment, and why it could leave buyers with very little equity for a long time. For what it is worth, we share our honest opinion on whether this would help or hurt homebuyers in the long run, and what you can do to protect yourself no matter what the future of lending looks like. https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html