Isn’t That Rich with MyFSB
Isn’t That Rich Podcast with MyFSB is a finance and business podcast packed with all the tips and tools you need to simplify the confusing, yet everyday questions you have about money. Give your financial knowledge a facelift with hosts Ashley McVicker and Jill Franks as they reveal the best kept banking secrets your high school business teacher never taught you.
Episodes

Monday Dec 25, 2023
Monday Dec 25, 2023
Today we release the last episode of the Isn’t that Rich Podcast for 2023, and although the prospect of the new year is exciting with its promise of new beginnings and a fresh start, we thought it would be the perfect time to reflect back on the incredible journey we’ve had. This episode is a look back at all the major events, milestones, and challenges that defined our 2023. From building a branch from the ground up in a new community, to creating a kindness vending machine, it’s been a rollercoaster of a year. Reflecting on the year wouldn't be complete without discussing the lessons we've learned. Whether it's personal growth, professional insights, or unexpected discoveries, we'll share the takeaways that have shaped us.

Monday Dec 18, 2023
Monday Dec 18, 2023
Hey Illinois business owners and employees, there are a few new laws hitting the scene for our state in 2024 that you need to know about! In this episode, we explore the latest developments in Illinois' business laws for 2024 with lawyer and owner of Legal Advocacy Headquarters, Martin Parsons. Tune in as Parsons provides valuable insights into the newly unveiled laws, offering practical advice for entrepreneurs navigating the evolving legal landscape. Whether you're a startup enthusiast or an established business owner, this episode serves as a guide to staying compliant and strategically adapting to the changing business environment in Illinois.Our guest: https://www.legaladvocacyheadquarters.com/
http://www.myfsb.com

Monday Dec 04, 2023
Monday Dec 04, 2023
When you hear the term grant funding, does free money instantly flash through your mind? Free money sounds amazing, but there is a whole lot more to receiving a grant than meets the eye. To help us understand the world of grant writing, we invited Tammy Gwaltney to be our guest. Tammy is a seasoned grant writer with years of experience in the world of non-profits.
In this episode, Tammy shares her valuable insight into the dos and don’ts of grant writing. Through her personal experience, she reveals the common challenges people face during the grant writing process and provides us with a comprehensive guide on how to write compelling grant proposals. Whether you're a nonprofit seeking funding for a project or an individual looking to secure support for your ideas, this episode is packed with tips and strategies to help you navigate the grant writing process successfully.
Terms and abbreviations we discussed in the episode: Grant – the money you receive; the proposal is the written request for the money NOFO – Notice of funding opportunity UEI – Unique Entity Identifier (replaces the DUNS#) 501(c)(3) – common IRS designation for a charitable organization Important links mentioned in this episode: Federal Registration Site - https://sam.gov/content/home Site to find Federal Grants - https://grants.gov/Sam.gov Search for charities and non-profits - https://www.irs.gov/charities-and-nonprofits Herrin Chamber of Commerce - https://www.herrinchamber.com/events
Farmers State Bank| 618-998-1188 | Alto Pass- Harrisburg - Marion| IL

Monday Nov 27, 2023
Monday Nov 27, 2023
It’s the holiday season which means you’re most likely making more online purchases than any other time of the year! This also means there is an increased opportunity for fraudsters to strike and steal your credit or debit card details. Thankfully, we’ve got the inside scoop on a solution for you!
This week we invited our Customer Service Representative and Accredited Banking Professional, Lexi Cavins, on to share her tips on safe ways to use your credit and debit card when shopping online. The information she shares could save you thousands of dollars in fraudulent charges, and a whole lot of headache with your bank!

Monday Nov 20, 2023
Monday Nov 20, 2023
In this episode, we dive into the world of collaborative strategies that drive economic growth in a small town. Joining us is Marketing Manager for Arthur Agency, Alex Mullins, whose expertise in marketing has led to unique approaches in fostering collaboration for economic growth. Together, we explore the power of strategic partnerships, community engagement, and shared initiatives that not only benefit businesses but also contribute to the broader goal of economic and social empowerment. Alex shares real-world examples, and the latest marketing moves that can transform economic landscapes. This episode is a must-listen for anyone passionate about making a positive impact on their region. We had a blast recording with our new friend, Alex Mullins! She is the Marketing Manager at Arthur Agency and has a big heart for Southern Illinois and small business development. As a transplant to Southern Illinois and originally from Chicago, Alex has a unique perspective on living and working in this region. She loves working with and marketing for businesses, both small and large, to create a brighter and more successful future. She tributes her love for Southern Illinois to her husband and his job in SIU Athletics for bringing them to the region.

Monday Nov 13, 2023
Monday Nov 13, 2023
It's no secret that vacation rentals, such as Airbnb, are a hot topic when it comes to passive income and investing. It may seem easy and lucrative, especially when we watch TikToks featuring individuals who've just purchased ten houses in a different state with no money down and have already turned a profit. However, buying property is always a significant investment and carries inherent risks, regardless of your location. Our very own Jill Franks ventured into the Southern Illinois Airbnb community a few years ago. On this episode, we get to have a conversation about the reality of owning a vacation rental in a rural area, along with all the pros and cons that accompany such an endeavor.

Monday Nov 06, 2023
Monday Nov 06, 2023
Have you ever wondered what happens to your loved ones financially when you’re no longer around? Maybe you’re the primary income for your family and they depend on your income to make ends meet and you want to ensure you are able to do so should something happen to you.
In this episode, we’re joined by Eric Witges, COO of FSB Insurance, to explore the vital role of life insurance. Join us as we dive into these questions and more, shedding light on the significance of life insurance in safeguarding your family’s financial future.
www.myfsbinsurance.com

Monday Oct 30, 2023
Monday Oct 30, 2023
Tomorrow is Halloween, and we're about to delve into a topic that might seem eerie at first, but is incredibly important. While most people associate Halloween with costumes and candy, we're taking a different approach today, shedding light on a topic that often lurks in the shadows - funeral planning. As we explore this often overlooked aspect of personal finance, we'll reveal how meticulous planning can not only alleviate the emotional burden on your loved ones but also save you and your family from unnecessary financial distress during a time of grief. Today’s guest, Joni Binkley-Ross, is no stranger to having those important end-of-life conversations. In fact, as owner and funeral director of Binkley Ross Funeral Home, she is an expert on the topic. On today’s episode, Joni unravels the intricacies of funeral planning by discussing the various costs involved, strategies for budgeting, and the importance of having a well-structured financial plan in place. So, grab your favorite pumpkin-spiced beverage, find a cozy spot, and prepare to embark on a journey that will shed light on the power of foresight when it comes to your final farewell.

Monday Oct 23, 2023
Monday Oct 23, 2023
Every time a customer comes in contact with your business or organization, they have a moment where they decide they either like you more, or less, it is never neutral. This means that having great customer service is one of the most important things to focus on in your business. In this week’s episode we discuss four simple and actionable steps you can implement today to enhance your customer service experience.

Monday Oct 16, 2023
Monday Oct 16, 2023
We are well into the 4th quarter of 2023, which means we are already thinking ahead to 2024. Some may think it’s a little early to start planning for the new year but in the dynamic landscape of entrepreneurship, a well-crafted strategy can be the compass that guides you toward success. If you’ve never taken the time to create a strategic plan for your business, what better time than now to get started? This week our CEO, Charlie Holland, returns to the Isn’t That Rich Podcast to share Farmers State Bank’s steps to strategic planning. Whether you're a startup founder looking to chart your course or a seasoned business owner aiming to pivot and grow, this podcast will equip you with the tools and knowledge to formulate, execute, and adapt your business strategies effectively. So pour yourself a cup of coffee and get ready to strategize for a successful 2024 with us!