Isn’t That Rich with MyFSB

Investing Through Elections: How to Stay Ahead of Market Trends | Episode 91

Today, we're tackling a hot topic on every investor's mind—how election cycles impact your portfolio. Should you pull your investments? Is it all about which party wins? And how do you make smart moves when the market feels unpredictable? We’ve got John Forbes from Forbes Financial joining us to break it all down and share practical strategies for navigating election-year volatility. Whether you’re a seasoned investor or just starting out, this episode is packed with insights you won’t want to miss!

AI-Powered Apps That Will Change How You Budget, Save, and Invest | Episode 90

AI is changing the game in personal finance, and in this episode, we’re covering 9 cutting-edge apps like Cleo, Acorns, and Betterment that are leading the charge. We’ll also discuss how community banks like Farmers State Bank are starting to harness the power of AI to deliver even better services. If you want to see how AI is shaping the future of money management, this episode has everything you need!
https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html

Behind the Award: Taylor Shanks on Being a Rising Star in Banking | Episode 89

In this special episode, we’re thrilled to sit down with Taylor Shanks, Customer Service Representative at Farmers State Bank, and one of the top three finalists for the prestigious Rising Star in Banking™ Award by The Institute for Extraordinary Banking™. Taylor’s innovative approach to customer service and her unwavering commitment to leadership in the banking industry have earned her recognition as one of the brightest young professionals in the field. Join us as we dive into her journey, the passion that drives her, and what it means to be part of a community bank that’s shaping the future of small businesses and local communities.
https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html

$3.8 Million Stolen Daily in the US: Protect Yourself from Check Fraud | Episode 88

In this eye-opening episode, we dive into the shocking reality of check
fraud in the U.S., where $3.8 million is stolen every single day. Are your finances at risk? From altered checks to sophisticated fraud schemes, criminals are finding
new ways to target your hard-earned money. We’ll break down how check fraud happens, what you can do to protect yourself, and the latest tactics scammers are using to drain accounts across the country. Tune into learn how you can stay one step ahead and keep your savings secure. Don't miss out on these critical tips to safeguard your money!

A Homeowner’s Guide to Property Taxes: What You Need to Know | Episode 87

Today, we’re diving into one of the hottest topics around—property taxes. Love them or hate them, they’re a reality for homeowners, and with the recent release of tax bills, it’s something many of us are thinking about. To help us understand what’s going on with those tax bills, we sat down with Ashley Gott, the Williamson County Treasurer.
 
Ashley, who has served as treasurer since 2019, brings a wealth of knowledge to the conversation. With over two decades of experience in banking and civic leadership, he’s the perfect person to help us break down property taxes—what they are, why we have them, and how they’re calculated. So, whether you’re a first-time homeowner or a seasoned property owner, we’ll help guide you through the complexities of your tax bill and give you practical tips to make sense of it all.

Breaking Down Childcare Expenses: What It Really Costs | Episode 86

Childcare costs are one of the biggest financial hurdles families face today, often rivaling mortgage payments and other major expenses. In this episode, we’re diving into the true cost of childcare, breaking down the different types of care available and how much they really cost. Whether you're navigating daycare centers, nannies, or after-school programs, we’ll explore how these expenses vary by location and the number of kids in the family. Plus, we’ll uncover some much-needed financial relief, from government subsidies to tax credits and employer benefits. If you're a parent juggling the decision to work or stay home, or just trying to understand the financial impact of childcare, this episode is for you!

Opening a Minor’s Account: What Parents Need to Know | Episode 85

We're diving into the world of kids and finances by discussing the ins and outs of opening a bank account for a minor. Whether you're a parent looking to teach your child about saving, or you want to start building their financial future early, opening a bank account is the perfect first step. We'll cover everything you need to know-from the types of accounts available to the documentation required-and offer tips on how to help your child manage their money responsibly. Join us as we explore how you can set your child on the path to financial success!

The True Cost of Beauty | Episode 84

Ever wondered what your beauty routine is really costing you? We did too—and the results were eye-opening! Join us as we peel back the layers on the true cost of beauty, revealing every penny spent to look and feel our best. From haircuts and skincare to makeup and wellness treatments, we’re breaking it all down, so you know exactly what’s behind that flawless finish. Tune in, because you might just find out you’re investing more than you think!

6 Steps to Take After Finding Your Data on the Dark Web | Episode 83

In this episode of the Isn’t that Rich Podcast, we’ll explore the often misunderstood world of the dark web. We’ll start by breaking down what the dark web actually is—explaining its place in the broader internet landscape and how it functions. Then, we’ll guide you through practical steps to find out if your personal information is on the dark web, using tools and resources that are easy to access. Finally, we’ll provide actionable tips to help you protect your data from ending up in the wrong hands, including strategies like credit freezes, fraud alerts, and more. Whether you’re concerned about identity theft or just curious about this hidden side of the internet, this episode is packed with insights to help you stay informed and secure.
The website for "Have I Been Pwned" is https://haveibeenpwned.com/ and you can use it to check if your email address has been involved in any known data breaches.
 
The full web addresses for the three major credit bureaus:
Experian: https://www.experian.com
TransUnion: https://www.transunion.com
Equifax: https://www.equifax.com
These websites provide resources and tools for credit reports, credit freezes, fraud alerts, and more.
The Federal Trade Commission (FTC) offers a lot of guidance and resources for dealing with the theft of various types of personal information. If you find that your data has been compromised, you can visit their website at FTC Identity Theft for step-by-step instructions on what to do next. The FTC even has a support team you can chat with online if you need help figuring out your next steps. https://www.identitytheft.gov/Steps

Building a Home From the Ground Up: Part 4 | Episode 82

In our latest podcast episode, we wrap up the journey we’ve been following for the past year as our co-host, Ashley McVicker, built her very first home from the ground up. This final episode in our 4-part series dives into the culmination of her experience, where she walks us through the process of rolling her construction loan into permanent financing. Ashley gives us a candid recap of her entire journey, sharing the final steps, reflecting on the lessons she’s learned, and offering insights you won’t want to miss. The big question remains—does she have any regrets, or is she thrilled with her decision? Tune in to find out!