Isn’t That Rich with MyFSB

6 Steps to Take After Finding Your Data on the Dark Web | Episode 83

In this episode of the Isn’t that Rich Podcast, we’ll explore the often misunderstood world of the dark web. We’ll start by breaking down what the dark web actually is—explaining its place in the broader internet landscape and how it functions. Then, we’ll guide you through practical steps to find out if your personal information is on the dark web, using tools and resources that are easy to access. Finally, we’ll provide actionable tips to help you protect your data from ending up in the wrong hands, including strategies like credit freezes, fraud alerts, and more. Whether you’re concerned about identity theft or just curious about this hidden side of the internet, this episode is packed with insights to help you stay informed and secure.
The website for "Have I Been Pwned" is https://haveibeenpwned.com/ and you can use it to check if your email address has been involved in any known data breaches.
 
The full web addresses for the three major credit bureaus:
Experian: https://www.experian.com
TransUnion: https://www.transunion.com
Equifax: https://www.equifax.com
These websites provide resources and tools for credit reports, credit freezes, fraud alerts, and more.
The Federal Trade Commission (FTC) offers a lot of guidance and resources for dealing with the theft of various types of personal information. If you find that your data has been compromised, you can visit their website at FTC Identity Theft for step-by-step instructions on what to do next. The FTC even has a support team you can chat with online if you need help figuring out your next steps. https://www.identitytheft.gov/Steps

Building a Home From the Ground Up: Part 4 | Episode 82

In our latest podcast episode, we wrap up the journey we’ve been following for the past year as our co-host, Ashley McVicker, built her very first home from the ground up. This final episode in our 4-part series dives into the culmination of her experience, where she walks us through the process of rolling her construction loan into permanent financing. Ashley gives us a candid recap of her entire journey, sharing the final steps, reflecting on the lessons she’s learned, and offering insights you won’t want to miss. The big question remains—does she have any regrets, or is she thrilled with her decision? Tune in to find out!

Spotting the Signs: How to Recognize Elder Abuse with Kimberly O’Daniel | Episode 81

Elder fraud and abuse are sneaky problems that affect some of the most vulnerable people in our community. Kimberly O'Daniel, the Program Director for Adult Protective Services at Shawnee Health, sheds light on what’s being done to fight back. We’re diving into the different ways seniors can be exploited, from financial scams to physical and emotional abuse. Kimberly shares practical tips on how families, friends, and professionals can spot the red flags and step in to protect our elderly loved ones. With her real-life stories and expert advice, we share why staying alert, educated, and connected is key to keeping our seniors safe.

The 5 Most Important People to Have on Your Team and 5 More to Keep in Your Corner | Episode 80

Building a solid foundation for your personal and professional life is no small feat. Whether you're just starting your career, growing a family, or preparing for retirement, the right professionals by your side can make a world of difference. Here's a breakdown of the key people you should consider having on your team and how they can help you navigate life's various challenges and opportunities.

6 Reasons Not to Rely Solely on Social Security For Retirement | Episode 79

Planning for retirement is a crucial step for every working American. Understanding Social Security, how it works, and why you shouldn’t rely solely on it for retirement is essential. Additionally, knowing how to check your future retirement benefits can help you make more informed decisions. Let's dive into this topic and explore the details.

7 Streams of Income: The Blueprint for Financial Freedom | Episode 78

More money? Yes, please! In this episode of the Isn't That Rich podcast, we explore the seven essential streams of income that can transform your financial health. From earned income and profit income to interest, dividend, rental, capital gains, and royalty income, we share practical ways to diversify your earnings and achieve financial stability. Discover how leveraging your skills and making wise investments can help you build a robust financial portfolio that withstands economic uncertainties. Tune in to learn how to secure your financial future and unlock the path to wealth!g

The Truth About FDIC Insurance: How to Insure More Than $250,000 | Episode 77

When you think about the safety of your hard-earned money, one of the first things that might come to mind is FDIC insurance. Established in 1933, the Federal Deposit Insurance Corporation (FDIC) provides a sense of security for depositors by insuring their deposits in member banks up to a standard limit of $250,000 per depositor, per insured bank, for each account ownership category. However, did you know that you can actually insure much more than that by strategically structuring your accounts? Christine Hankins, President of Retail Banking is letting us in on the truth about FDIC insurance and how you can maximize your coverage at your FDIC insured bank.

Gratuity Gone Wild: Unpacking America’s Tipping Obsession | Episode 76

In this episode, we explore the fascinating and often controversial history of tip culture in the United States. Discover how a practice meant to reward exceptional service has evolved into an expectation that permeates even quick service restaurants. We'll explore the origins of tipping, its cultural implications, and why it has spiraled out of control in recent years. We also examine the impact of this tipping trend on both workers and customers. Whether you're a frequent diner or just curious about societal trends, this episode offers an eye-opening look at a pervasive yet often misunderstood practice. Tune in to learn how tipping culture has transformed and what it means for the future of service in America.

The ABC’s of Home Insurance Coverage | Episode 75

In this episode, we clarify the complexities of home insurance with a simple and engaging approach: the ABC's of Home Insurance Coverage. Tune in as we break down what each letter stands for and the specific protections they offer. Discover how "A" covers your dwelling, ensuring your home itself is safeguarded. Learn why "B" is essential for everything attached to your property, from barns to carports. And don't miss our deep dive into "C," which covers the contents inside your house, including appliances and personal belongings you’d take when you move. Whether you're a homeowner or considering buying a home, this episode will equip you with the knowledge to make informed decisions about your home insurance policy. Join us for a comprehensive yet easy-to-understand guide that will leave you feeling confident and secure about your coverage.

How Your Business Can Benefit from Financial Literacy | Episode 74

In this episode, we explore the powerful impact of financial literacy on businesses and their employees. Join us as we discuss how offering a financial wellness benefit can boost productivity, reduce stress, and enhance overall workplace satisfaction. We dive into the initiatives led by Farmers State Bank, which provides financial literacy classes tailored for businesses and their employees. Hear real-life success stories and practical insights on how these programs can transform financial behaviors and lead to a more financially secure workforce. Whether you're a business owner looking to support your team or an employee eager to improve your financial skills, this episode is packed with valuable information. Tune in to discover the benefits of financial literacy and how it can be a game-changer for your business.