Isn’t That Rich with MyFSB

Tired of Spam? Here’s How to Cut the Clutter in 4 Easy Steps - Isn’t That Rich Podcast | Episode 103

Tired of drowning in spam emails, dodging telemarketers, and wading through piles of junk mail every time you check the mailbox? Trust us, you're not alone—and we've got the ultimate cheat sheet to help you cut the clutter and reclaim your time. From sneaky tricks to stop those pesky credit card offers to insider hacks for silencing telemarketers for good, this is your one-stop guide to decluttering your life in 2025. Ready to breathe easier and enjoy a little peace and quiet? Then tune in to this episode!
Useful links mentioned in the episode include:
Forward spam emails to the Federal Trade Commission: spam@uce.gov
National Do Not Call Registry: www.donotcall.gov or call 1-888-382-1222 Opt out of prescreened credit card offers: www.optoutprescreen.com or call 1-888-567-8688
Opt out of unwanted catalogs: www.dmachoice.or http://www.dmachoice.org (one-time $5 fee) or www.paperkarma.com (subscription options: $3.99/month, $24.99/year, or $49.99/lifetime)
00:00 Introduction to Clutter-Free Living
00:19 Understanding the Impact of Clutter
01:59 Opting Out of Unwanted Emails
06:43 Dealing with Telemarketer Calls
13:05 Stopping Prescreened Credit Card Offers
18:47 Managing Junk Mail and Catalogs
22:34 Final Tips and Conclusion
https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html

5 Fun Savings Challenges to Kickstart Your New Year

If saving money feels like a chore or something you’ll “get around to later,” than this episode is for you. We’re sharing 5 practical and creative savings challenges to help you jumpstart your financial goals this year. These aren’t complicated plans or impossible commitments—they’re fun, easy ways to build better habits and watch your savings grow. Whether you’re setting aside $5 bills, rounding up spare change, or challenging yourself to skip unnecessary spending, we’ve got tips that fit into your everyday life. Let’s make saving something you look forward to, not something you dread. It’s time to take that first step toward your goals—let’s get started!

Emergency Funds: Your Financial Safety Net - Isn’t That Rich Podcast | Episode 101

In this episode of 'Isn't That Rich' podcast, hosts Jared and Ashley dive into the importance of having an emergency fund during uncertain times. They discuss what an emergency fund is, share tips and challenges for building one, and recommend placing it in a high-yield savings account. They also provide practical advice on how to save efficiently, identify real emergencies, and offer strategies to replenish the fund in case of use. Whether through side hustles, tax refunds, or cutting back on non-essentials, they emphasize starting small and being consistent for financial peace of mind.
https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html
00:00 Introduction to Emergency Funds
00:45 Defining an Emergency Fund
01:58 Where to Keep Your Emergency Fund
05:01 Challenges in Building an Emergency Fund
09:14 Tips for Saving Faster
15:25 When and Why to Use Your Emergency Fund
17:31 Replenishing Your Emergency Fund
21:07 Conclusion and Final Thoughts

2024 Marketing Highlights: A Year in Review

What a year 2024 has been! In this episode, we’re taking a look back at all the exciting marketing events and campaigns we hosted in 2024. From community partnerships that made a difference to creative projects that pushed the envelope, we’re sharing the stories, highlights, and lessons learned along the way. Whether you’re looking for event inspiration or just want to hear how we turned big ideas into reality, this episode is a fun, insightful recap of a year packed with creativity and impact. Tune in to relive the moments that made 2024 unforgettable!

2025 Business Survival Guide: New Laws You Need to Know | Episode 99

Ready or not, 2025 is just around the corner, and with it comes a wave of new laws that could have a big impact on businesses of all sizes. In this episode, we sit down with the always-engaging Martin Parsons, a legal expert who breaks down what you really need to know to stay ahead of the curve. From workplace compliance to tax updates and everything in between, Martin serves up the details in a way that's not only informative but surprisingly fun! Whether you're a seasoned business owner or just getting started, this episode is your cheat sheet to tackling 2025 with confidence. Tune in—you won't want to miss it!

Small Business Owners, Listen Up: How to Get the Loan You Deserve | Episode 98

Think getting a small business loan is impossible? Think again! In this episode, we’re pulling back the curtain on SBA loans—the funding tool every entrepreneur needs to know about. From uncovering the myths to spilling the secrets of how to get approved, we’re sitting down with Chris Healy, President of Small Business Lending, to give you the insider knowledge you can’t afford to miss. Whether you're dreaming of starting your business or taking it to the next level, this episode is your ultimate roadmap to securing the cash you need to make it happen. Don’t skip this one—it could be the game-changer your business has been waiting for!

The One Thing You’re Forgetting for Your Big Event - And It Could Cost You Big! | Episode 97

Planning a big event is exciting—but let’s be honest, it’s also stressful. You’ve picked the perfect venue, lined up the vendors, and maybe even splurged on an open bar. But what if everything doesn’t go as planned? Imagine a last-minute cancellation, a guest tripping and falling, or an alcohol-related mishap throwing your day into chaos. The good news? There’s a way to safeguard your event—and your wallet—from disaster. In this episode, we’re sitting down with Debbie Glasco from FSB Insurance to uncover the untold secrets of event insurance, including the one thing you absolutely can’t overlook when alcohol is involved. If you’re planning an event, you can’t afford to miss this! https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html
At Farmers State Bank, the core of our story is a simple truth: no one serves you better. Here, we share insights on financial wellness, tips for smart banking, and updates on our community involvement. Whether you’re looking to improve your personal finances, stay informed about banking trends, or learn more about our services, you’ll find valuable content designed to help yo

Real Talk on Tax Fraud: Expert Advice for Staying Safe | Episode 96

Tax season can be stressful enough without worrying about scams, but tax fraud is a growing threat that hits people in ways they might not even expect. In this episode, we’re joined by Mary Kay Harris, an independent H&R Block Franchise Owner who’s spent 26 years helping people protect their finances. Mary Kay dives into specific tax fraud schemes on the rise, like phishing emails pretending to be from the IRS, fake tax preparers offering refunds that are too good to be true, and social media scams targeting personal information. She’ll walk us through how to recognize these red flags, steps to safeguard your data, and what to do if you think you’ve fallen victim to fraud. This episode is packed with essential advice to keep you and your finances safe this tax season.

The Power of TIFs: Harrisburg’s Development Secret | Episode 95

Ever wonder how places like Harrisburg keep moving forward and growing? This week, we're unpacking the magic of TIFs—Tax Increment Financing—with two people who know exactly what it takes to make that happen. Mayor John McPeak and finance whiz Alex Jackson break down how TIF funds work, how they’re fueling new projects around town, and what that means for the future of Harrisburg. Whether you're a local business owner, a curious resident, or just someone who cares about the community, this is the behind-the-scenes story of how our town invests in itself, and why it matters to all of us.
https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html

Thanksgiving Dinner Grocery Wars: Where to Get the Best Bang for Your Buck | Episode 94

In this special episode, we roll up our sleeves and dive into the ultimate Thanksgiving dinner showdown—comparing the cost of a full holiday spread across local grocery stores and even pre-made meal options. Is Aldi the go-to for bargain hunters? Does Kroger or Sam's Club offer the most bang for your buck? And are pre-made meals from places like Cracker Barrel or Bob Evans worth the convenience? Join us as we break down the best places to shop, the surprising differences in cost, and tips to make your Thanksgiving both delicious and budget-friendly. Don’t miss out on these wallet-saving insights! https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html