Isn’t That Rich with MyFSB
Isn’t That Rich Podcast with MyFSB is a finance and business podcast packed with all the tips and tools you need to simplify the confusing, yet everyday questions you have about money. Give your financial knowledge a facelift with hosts Ashley McVicker and Jill Franks as they reveal the best kept banking secrets your high school business teacher never taught you.
The Isn’t That Rich podcast is intended for educational and informational purposes only. The views and opinions expressed by our hosts and guests are their own and do not constitute financial, legal, accounting, or tax advice. Farmers State Bank and its affiliates are not licensed accountants, financial advisors, or attorneys. For guidance specific to your individual situation, we encourage you to consult with a qualified professional who can provide advice tailored to your personal or business needs.
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Episodes
Monday Mar 31, 2025
Monday Mar 31, 2025
When disaster strikes, your first thought is survival - but what about your money? In this episode, we break down exactly how to financially prepare for the unexpected, from tornados to fires to floods. We'll show you what to do before, during, and after a crisis to protect your finances, access your money even if your bank is closed, and avoid common pitfalls (like assuming insurance pays out right away-it doesn't). Whether you've lived through a storm or just want to be ready for whatever life throws your way, this episode is a must-listen.https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html
Monday Mar 24, 2025
Monday Mar 24, 2025
What would happen if your most valuable employee suddenly couldn't work? Whether you're a small business owner or leading a major company, losing a key team member can be devastating. In this episode of Isn’t That Rich, Ashley and Jared sit down with Ryan Hallam from Pekin Insurance to break down Key Person Insurance—the secret weapon smart businesses use to protect themselves from unexpected losses. From real-life stories of businesses saved by these policies to surprising ways they can be used for retention and succession planning, this episode is packed with valuable insights. Don’t leave your business vulnerable—hit play now and get the inside scoop on how to safeguard your success!https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html
Monday Mar 17, 2025
Monday Mar 17, 2025
If you want to kick off next month feeling confident about your finances, the secret is in how you wrap up this one. In our latest podcast episode, we’re sharing an easy, step-by-step financial to-do list that’ll help you clean up this month’s budget, set goals, and get ahead of the game. It’s all about small steps now that lead to big wins later. Tune in and get ready to start the new month on the right foot!https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html
Monday Mar 10, 2025
Monday Mar 10, 2025
What would you do if your wallet went missing? Most of us carry our whole lives in our wallets—credit cards, IDs, insurance cards, and maybe even a bit of cash. But what happens when it all goes missing? Before panic sets in, tune into our latest episode to learn the exact steps to take when your wallet is lost or stolen. We’ll guide you through everything from freezing your accounts to preventing identity theft. You’ll want to know this before it happens—trust us!https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html
Monday Mar 03, 2025
Monday Mar 03, 2025
Buy Now, Pay Later sounds like a shopper’s dream—split your payments with no interest, no problem. But is it really that simple? Behind the glossy marketing lies a financial tool that’s both powerful and risky. In this episode, we’re diving into the fine print, exploring the psychology of BNPL, and revealing the surprising ways it could be draining your wallet. Don’t make another payment plan decision before you listen!
Monday Feb 24, 2025
Monday Feb 24, 2025
Imagine this: one text message, one phone call, or one email could cost you thousands of dollars—or worse, your peace of mind. In our increasingly digital world, fraud is more sophisticated and pervasive than ever before, targeting individuals and businesses alike. That’s why we’re bringing you our Fraud Defense Seminar, where you’ll hear real-life stories of scams, uncover the latest fraud trends, and gain actionable strategies to protect yourself and your finances. Whether you’re a seasoned business owner, a retiree, or just starting your financial journey, this seminar equips you with the knowledge and tools to outsmart fraudsters. Don’t miss this opportunity to safeguard what matters most!At Farmers State Bank, the core of our story is a simple truth: no one serves you better. Here, we share insights on financial wellness, tips for smart banking, and updates on our community involvement. Whether you’re looking to improve your personal finances, stay informed about banking trends, or learn more about our services, you’ll find valuable content designed to help you achieve your financial goals. Subscribe and join us on the journey to financial success! http://www.myfsb.com
Monday Feb 17, 2025
Monday Feb 17, 2025
Online banking has made managing your money more convenient than ever—but are you using it to its full potential? In this episode, we’re sharing 7 essential tips every online banking customer needs to know. From boosting your account security to taking advantage of hidden features that can save you time and money, these tips are game-changers. Whether you’re a seasoned pro or just getting started, there’s something in this episode that will make you rethink how you use your online bank. Don’t miss it—your wallet (and your peace of mind) will thank you!
Monday Feb 10, 2025
Monday Feb 10, 2025
Exploring the Mentorship Program at Farmer State Bank
In this episode of the Isn't That Rich podcast, hosts Jill and a co-host engage in a deep dive with their co-worker Becca Hertz, who has recently completed the mentorship program at Farmer State Bank. Becca shares her journey from part-time teller to full-time employee, detailing the application process, her roles in customer service, and how she got involved in the mentorship program. The discussion covers her experiences in various departments, the skills she gained, and the relationships she built. Becca also offers valuable advice for those considering the mentorship program and reflects on how it has boosted her confidence and professional growth.
00:00 Introduction to the Podcast and Guest
00:39 Becca's Journey at Farmer State Bank
04:36 The Mentorship Program Experience
08:54 Insights and Surprises from the Program
13:48 Challenges and Rewards in Banking Roles
22:23 Advice for Future Mentees
30:33 Conclusion and Final Thoughts
https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html
Monday Feb 03, 2025
Monday Feb 03, 2025
Think you know how much it costs to have a baby? Think again. From prenatal care surprises to jaw-dropping hospital bills and even your newborn's first invoice (yes, babies get bills too!), new mom Shannyn Olson is spilling the financial tea on what it really takes to bring a baby into the world. Whether you're planning for a family or just curious about the hidden costs of parenthood, this episode will have you laughing, learning, and maybe even rethinking your savings plan. Tune in for real-life insights, practical tips, and a few 'Oh, wow!' moments you won’t want to miss!
https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html
Monday Jan 27, 2025
Monday Jan 27, 2025
Escrow: the word every homeowner hears but few truly understand. What is it, why do you need it, and how does it shape your mortgage payments? In this episode, we sit down with Crystal Wright, the go-to expert at Farmers State Bank, to demystify the world of escrow. We’re covering everything from how it works to what happens during an escrow analysis, plus tips for avoiding surprises like shortages. Tune in and discover how understanding escrow could save you money—and headaches!
https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html