Isn’t That Rich with MyFSB

7 Tips For Online Banking - Isn’t That Rich Podcast | Episode 107

Online banking has made managing your money more convenient than ever—but are you using it to its full potential? In this episode, we’re sharing 7 essential tips every online banking customer needs to know. From boosting your account security to taking advantage of hidden features that can save you time and money, these tips are game-changers. Whether you’re a seasoned pro or just getting started, there’s something in this episode that will make you rethink how you use your online bank. Don’t miss it—your wallet (and your peace of mind) will thank you!

How Mentorship is Creating the Next Generation of Leaders at Farmers State Bank with Becca Hertz

Exploring the Mentorship Program at Farmer State Bank
In this episode of the Isn't That Rich podcast, hosts Jill and a co-host engage in a deep dive with their co-worker Becca Hertz, who has recently completed the mentorship program at Farmer State Bank. Becca shares her journey from part-time teller to full-time employee, detailing the application process, her roles in customer service, and how she got involved in the mentorship program. The discussion covers her experiences in various departments, the skills she gained, and the relationships she built. Becca also offers valuable advice for those considering the mentorship program and reflects on how it has boosted her confidence and professional growth.
00:00 Introduction to the Podcast and Guest
00:39 Becca's Journey at Farmer State Bank
04:36 The Mentorship Program Experience
08:54 Insights and Surprises from the Program
13:48 Challenges and Rewards in Banking Roles
22:23 Advice for Future Mentees
30:33 Conclusion and Final Thoughts
https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html

Welcome to Parenthood: The Financial Reality of Having a Baby - Isn’t That Rich Podcast | Episode 105

Think you know how much it costs to have a baby? Think again. From prenatal care surprises to jaw-dropping hospital bills and even your newborn's first invoice (yes, babies get bills too!), new mom Shannyn Olson is spilling the financial tea on what it really takes to bring a baby into the world. Whether you're planning for a family or just curious about the hidden costs of parenthood, this episode will have you laughing, learning, and maybe even rethinking your savings plan. Tune in for real-life insights, practical tips, and a few 'Oh, wow!' moments you won’t want to miss!
https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html

Escrow Explained: The One Episode Every Homeowner Needs to Hear - Isn’t That Rich Podcast | Ep. 104

Escrow: the word every homeowner hears but few truly understand. What is it, why do you need it, and how does it shape your mortgage payments? In this episode, we sit down with Crystal Wright, the go-to expert at Farmers State Bank, to demystify the world of escrow. We’re covering everything from how it works to what happens during an escrow analysis, plus tips for avoiding surprises like shortages. Tune in and discover how understanding escrow could save you money—and headaches!
https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html

Tired of Spam? Here’s How to Cut the Clutter in 4 Easy Steps - Isn’t That Rich Podcast | Episode 103

Tired of drowning in spam emails, dodging telemarketers, and wading through piles of junk mail every time you check the mailbox? Trust us, you're not alone—and we've got the ultimate cheat sheet to help you cut the clutter and reclaim your time. From sneaky tricks to stop those pesky credit card offers to insider hacks for silencing telemarketers for good, this is your one-stop guide to decluttering your life in 2025. Ready to breathe easier and enjoy a little peace and quiet? Then tune in to this episode!
Useful links mentioned in the episode include:
Forward spam emails to the Federal Trade Commission: spam@uce.gov
National Do Not Call Registry: www.donotcall.gov or call 1-888-382-1222 Opt out of prescreened credit card offers: www.optoutprescreen.com or call 1-888-567-8688
Opt out of unwanted catalogs: www.dmachoice.or http://www.dmachoice.org (one-time $5 fee) or www.paperkarma.com (subscription options: $3.99/month, $24.99/year, or $49.99/lifetime)
00:00 Introduction to Clutter-Free Living
00:19 Understanding the Impact of Clutter
01:59 Opting Out of Unwanted Emails
06:43 Dealing with Telemarketer Calls
13:05 Stopping Prescreened Credit Card Offers
18:47 Managing Junk Mail and Catalogs
22:34 Final Tips and Conclusion
https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html

5 Fun Savings Challenges to Kickstart Your New Year

If saving money feels like a chore or something you’ll “get around to later,” than this episode is for you. We’re sharing 5 practical and creative savings challenges to help you jumpstart your financial goals this year. These aren’t complicated plans or impossible commitments—they’re fun, easy ways to build better habits and watch your savings grow. Whether you’re setting aside $5 bills, rounding up spare change, or challenging yourself to skip unnecessary spending, we’ve got tips that fit into your everyday life. Let’s make saving something you look forward to, not something you dread. It’s time to take that first step toward your goals—let’s get started!

Emergency Funds: Your Financial Safety Net - Isn’t That Rich Podcast | Episode 101

In this episode of 'Isn't That Rich' podcast, hosts Jared and Ashley dive into the importance of having an emergency fund during uncertain times. They discuss what an emergency fund is, share tips and challenges for building one, and recommend placing it in a high-yield savings account. They also provide practical advice on how to save efficiently, identify real emergencies, and offer strategies to replenish the fund in case of use. Whether through side hustles, tax refunds, or cutting back on non-essentials, they emphasize starting small and being consistent for financial peace of mind.
https://www.myfsb.com/about-us/isnt-that-rich-podcast/index.html
00:00 Introduction to Emergency Funds
00:45 Defining an Emergency Fund
01:58 Where to Keep Your Emergency Fund
05:01 Challenges in Building an Emergency Fund
09:14 Tips for Saving Faster
15:25 When and Why to Use Your Emergency Fund
17:31 Replenishing Your Emergency Fund
21:07 Conclusion and Final Thoughts

2024 Marketing Highlights: A Year in Review

What a year 2024 has been! In this episode, we’re taking a look back at all the exciting marketing events and campaigns we hosted in 2024. From community partnerships that made a difference to creative projects that pushed the envelope, we’re sharing the stories, highlights, and lessons learned along the way. Whether you’re looking for event inspiration or just want to hear how we turned big ideas into reality, this episode is a fun, insightful recap of a year packed with creativity and impact. Tune in to relive the moments that made 2024 unforgettable!

2025 Business Survival Guide: New Laws You Need to Know | Episode 99

Ready or not, 2025 is just around the corner, and with it comes a wave of new laws that could have a big impact on businesses of all sizes. In this episode, we sit down with the always-engaging Martin Parsons, a legal expert who breaks down what you really need to know to stay ahead of the curve. From workplace compliance to tax updates and everything in between, Martin serves up the details in a way that's not only informative but surprisingly fun! Whether you're a seasoned business owner or just getting started, this episode is your cheat sheet to tackling 2025 with confidence. Tune in—you won't want to miss it!

Small Business Owners, Listen Up: How to Get the Loan You Deserve | Episode 98

Think getting a small business loan is impossible? Think again! In this episode, we’re pulling back the curtain on SBA loans—the funding tool every entrepreneur needs to know about. From uncovering the myths to spilling the secrets of how to get approved, we’re sitting down with Chris Healy, President of Small Business Lending, to give you the insider knowledge you can’t afford to miss. Whether you're dreaming of starting your business or taking it to the next level, this episode is your ultimate roadmap to securing the cash you need to make it happen. Don’t skip this one—it could be the game-changer your business has been waiting for!