Isn’t That Rich with MyFSB

Financial Stewardship with Pastor Jason Mckinnies | Episode 11

The phrase Financial Stewardship gets thrown around quite a bit in our society, but what does it mean exactly? The truth is it can mean something a little different to everyone. To an organization, financial stewardship might mean protecting the long-term assets of that organization in a moral and ethical way. To an individual, it may mean making purchasing decisions that align with your values such as living within your means, staying out of debt, and perhaps even donating to charity. Since Farmers State Bank is a Christian bank, we wanted to take a closer look at what the bible says about being a good financial steward, so we asked the best resource we could possibly think of; our own pastor!
On this episode we sat down with Pastor Jason Mckinnies of Purpose House Church to talk about what it looks like to be a good financial steward! From holding space for his church members to take courses on financial freedom, to building a multi-million dollar church completely debt free, we learned so much about living a life of financial stewardship and we know you will to.
Book: https://qrco.de/bdqYOC

Credit: How To Play the Game and Win | Episode 10

Credit, credit score, credit reports, credit cards. We’ve all heard about credit and the implications a negative credit score can have, and when someone brings up the topic of credit, everything just seems to go in one ear and out the other. Maybe you can relate? In the most basic terms, credit is a three-digit number that helps lenders judge the likelihood they’ll be paid back when they lend you money. Our credit score determines our creditworthiness and it’s not really something you can just “opt out” of if you ever want to borrow money to buy a house, to get approved on an apartment application, or even get a job in some cases.
Our credit plays a crucial role in these important areas of our life, so today we’re giving you the entire playbook to the game of credit. You’ll walk away with actionable steps you can take to instantly up your credit score because, at Farmers State Bank, we want you to play the game and win!
Links:
Annualcreditreport.com

Inside Electronic-Banking with Troy Graham | Episode 9

We all enjoy the fruits of the electronic banking department. We love the mobile app and the ability it gives us to take our bank account into the palm of our hands. We love that we can transfer money around the world. We love being able to confidently make a deposit and not concern ourselves as to whether the funds will automatically be applied to the correct bank account. What we don’t realize is that it takes an entire team at a bank to make that all possible for us. 
In this episode we sit down with the head of our Electronic Banking Department, Troy Graham, to learn the ins and outs of the work they do to make sure our online banking and mobile app runs smoothly and securely.

Addressing the Silicon Valley Banking Fail | Episode 8

In this episode of our podcast, we sit down with our CEO, Charles Holland to discuss the recent Silicon Valley Bank (SVB) failure that made headlines.

Buying a Home: How To Prepare Right Now | Episode 7

Are you dreaming of owning your own home but don't know where to start? In this episode, we'll explore everything you need to know about buying your first home and how to prepare right now.

When To Teach Your Kids About Money | Episode 6

When should you start teaching your child about finances? Are they too young to start learning? Will it stress them out to think about money at such a young age? Today we are talking all about kids and finances. Kids are our future and we want them to develop a healthy relationship with money along with the ability to confidently handle their finances. But what is the best way to go about doing that?
In today’s episode you’ll learn easy and actionable ways you can begin to introduce your child to money and set them up for a future free of financial fear. Let’s dive on in!

Debunking Basic Banking Lingo: Terms You Need to Know | Episode 5

POD, APY, DDA.... There are so many acronyms used in the banking industry, it’s no wonder banking feels intimidating to the average consumer! Personal bankers use these acronyms in their everyday vocabulary, but if you’re not from the banking world, they may sound foreign to you.  
 Today we’re going to be debunking all the basic banking lingo and teaching you how to speak the complex language of banking! So, the next time you walk into a bank and your personal banker starts throwing around one of these acronyms, you’ll know exactly what they’re talking about and will be able to respond with confidence.

From Teller To CEO - Isn’t That Rich Podcast | Episode 4

Do you have dreams of becoming the CEO of a company some day? Ever wondered what it might take to get there? Then you won’t want to miss this episode of our podcast! 
This week we sat down with Charles Holland, CEO of Farmers State Bank, to hear all about his career journey from bank teller to CEO.  As someone who has held almost every position available, Charles gives us an inside view of the different career opportunities within a bank. Not only will you learn about the ups and downs of what a path to CEO might look like, but you’ll walk away feeling inspired to reach for more on your own path toward leadership.
Farmers State Bank| 618-998-1188 | Alto Pass- Harrisburg - Marion| IL At Farmers State Bank, the core of our story is a simple truth: no one serves you better.

So You’re Getting Married: Things You Need To Know | Episode 3

Whether you love or hate it, Valentine’s Day remains one of the most popular days to get engaged. But before you do something crazy, like join your entire life to another person, there is a lot to consider about your finances! Today we are going to tell you all the things you need to do banking-wise when it comes to getting married.
Today we welcome our special guest, Taylor Shanks, to join us who knows way more than we do about banking. She is a “new account” expert and has been with Farmers State Bank for over five years. In fact, if we ever have a question about banking in general, she is our go-to person. She has so many tips to share including how to change your name on your bank account, whether a joint account a good idea, the other options available for newly married couples, and so much more! We can’t wait for you to tune in to hear all she has to share with us.
 
Farmers State Bank| 618-998-1188 | Alto Pass- Harrisburg - Marion | IL At Farmers State Bank, the core of our story is a simple truth: no one serves you better.

How to Protect Yourself from Fraud: Insights from a Banker | Episode 2

Did you know fraud happens all the time? Yes, even here in small town southern Illinois! Well, it does! Fraudsters in our area are becoming more and more bold in their efforts and in ways we’ve never seen before. Today we are going to be sharing some of the most recent examples of how people in our community have fallen victim to fraud. We want to make you aware of what is happening, specifically in our area so you can recognize it when a fraudster is trying to trick you into giving away private information. You’ll also learn ways you can put a stop to fraud before it begins and how you can protect yourself starting today.
 
When it comes to fraud, your community bank can become your greatest wall of defense against some of the examples we will share in today’s episode. We will be talking ways to build a relationship with your bank to ensure you’ll never be caught in the midst of a fraudulent scandal.  Whether it’s fraud over the phone, in person, through a stollen check, or by using your credit to make purchases, you’ll get the best tips on how to best protect yourself and your finances.
 
Links we mentioned in this episode:
www.annualcreditreport.com
www.myfsb.com
Farmers State Bank| 618-998-1188 | Alto Pass- Harrisburg - Marion| IL At Farmers State Bank, the core of our story is a simple truth: no one serves you better.