Isn’t That Rich with MyFSB

As spring break approaches there are a few things on everyone’s mind: sunshine, sand, and palm trees! But before you pack your bags, lower your seat backs, and tray tables, there’s something all travelers should consider in protecting your finances.
 
In this episode we’ve invited our President of Retail Banking and travel enthusiast, Christine Hankins, to explore the often-overlooked aspects of financial safety during travel. From managing your cards and currency effectively to understanding potential risks in unfamiliar destinations, we've got you covered. Tune in as we unpack crucial tips to ensure a worry-free and financially secure adventure. Don't let unforeseen financial challenges cloud your vacation vibes – join us for a pre-flight briefing on smart travel finance practices!

One topic that is constantly in conversation at the bank is the mortgage market. On this episode, Chief Mortgage Officer, John Streuter, breaks down his 2024 predictions, offering a practical look at interest rates, mortgages, and the housing market. The essential roles of the FED, stock market, and bond market are discussed heavily as well to give a deeper insight into “why things are the way they are”. If you want to gain a broader understanding of the current mortgage world, this episode will not disappoint. Farmers State Bank| 618-998-1188 | Alto Pass- Harrisburg - Marion| IL At Farmers State Bank, the core of our story is a simple truth: no one serves you better.

We’re picking up where we left off with our own Ashley McVicker in her home building process. In part two we talked all about securing a construction loan. In this episode, we find out what comes next. From coordinating with contractors to staying on budget, she unveils what has (and what hasn’t) gone according to her plans. Will she be ready to move in by Spring 2024? Find out as she tells all in this episode.

I don’t know about you, but lately we’ve found ourselves afraid of checking the mail. Every time we do there’s another notice waiting to inform us that our payment will be increasing by “x” amount next year, and not just on our Netflix account. From our property taxes to our insurance premiums, it seems inflation has a hold on us, so much so it’s forced us to do a little digging into what the heck is going on. If there is anything we’ve learned when it comes to our finances, it’s to ask the experts. It just so happens we have an insurance expert on our team who knows all about what’s going on in today’s insurance environment.
Today, we’ve invited Nathan Ashby with FSB Insurance as our guest to break down the challenges many of us are facing when it comes to insurance. We'll unravel the why behind the rising premiums and share practical tips on how you can navigate this shifting landscape. So, before you go out and switch insurance policies for one that appears less expensive, be sure you listen to this episode!

Considering buying a home this spring? Then today’s episode is meant for you. If you’re curious about the current real estate trends, the surprising shifts in the market, or are wondering if now is the right time to invest, you’ll want to tune in for this discussion.
 
To give us expert insight into today’s real estate landscape, we have the pleasure of hosting Tammy Kissing from All-in-One Real Estate. With a remarkable background spanning over three decades in the sales and service industry, Tammy brings a wealth of experience to the table. Having navigated the dynamic ebbs and flows of the real estate market, she offers a unique perspective on both its ups and downs. Today, Tammy joins us to provide a comprehensive update on the current state of the southern Illinois real estate market.

In today's episode, we tackle 10 widespread misconceptions about money. From the belief that budgeting is only for those facing financial troubles to the myth that a higher salary guarantees financial success, we debunk these ideas to help you make more informed financial decisions. Join us as we unravel these common money myths, providing clarity and insights to empower your journey towards financial well-being.

In today's episode, we're diving deep into the latest changes in business tax laws for the year 2024. Buckle up as we unravel the intricacies of the updated tax regulations that could significantly impact your business. From key deductions to new credits, we'll break down the essential information you need to navigate the evolving landscape of taxation. Join us on this informative journey, where we simplify the complex world of business taxes, helping you stay ahead and make informed financial decisions. Get ready to decode the tax talk and empower your business in 2024!

When it comes to filing your personal taxes, no one wants to pay more than they have to. But how do you make sure you’re taking advantage of all the deductions available to you? To help inform you of all the new tax deduction opportunities available in 2024, we brought in Farmers State Bank’s CFO and CPA, Matt Businaro. If you think you could take advantage of any of the information discussed today, please consult your tax advisor. To get in touch with Matt Businaro, contact him at (618) 252-2600 or mbusinaro@myfsb.com To read more, visit https://tax.illinois.gov/

Welcome to January 2024, ushering in not just a new year but also a fresh tax season with its accompanying changes in tax laws. Our Chief Financial Officer, Matt Businaro, has recently returned from his annual tax seminar, armed with the latest insights into the tax landscape for 2024. In this week's episode, we are privileged to have Matt as our special guest, ready to impart his newfound knowledge to you.
Stay ahead of the curve by tuning in, as Matt breaks down the intricacies of the latest tax laws. Being well-informed is your key to navigating this tax season efficiently, potentially saving you both time and money when it comes to filing. Don't miss out on this valuable episode; your financial well-being might just thank you later!

We are so fortunate to live in one of the fastest growing communities in southern Illinois. With property tax relief, economic development resources, safer school initiatives, city beautification projects, and stronger code enforcement, Marion is slated to be one of the best places in southern Illinois to live, work, play and grow. But how
On today’s episode, we had the honor if interviewing the mayor of the city of Marion, IL, Mike Absher. He gives our Farmers State Bank listeners the inside scoop as to how, what, and why there has been such strong growth within the city of Marion. Mayor Absher also shares what he is most excited about that is to come in 2024. You won’t want to miss this episode!