Isn’t That Rich with MyFSB

Legacy Session | What Is Your Net Worth, Really? with John Forbes | Episode 61

In this thought-provoking video, we were honored to host John Forbes as a distinguished speaker at our Legacy Sessions event, where he delved deep into the intriguing topic of "What is your net worth, really?" John's presentation transcended the conventional notion of wealth, going beyond the financial aspect to explore the profound concept of holistic prosperity.
With his engaging and insightful delivery, John Forbes challenged conventional wisdom and offered a fresh perspective on the true meaning of wealth. He explored the idea that one's net worth encompasses more than just money; it encompasses personal values, relationships, experiences, and the impact we make on the world. If you're seeking a deeper understanding of what true wealth means and how it can shape your legacy, this video is a must-watch, as John Forbes provides invaluable wisdom that transcends traditional financial metrics.

Legacy Session | Navigating Estate Planning with Attorney, Evan Taylor | Episode 60

Evan Taylor, a distinguished attorney with a wealth of expertise in estate planning, delivered a captivating and informative session at our recent Legacy Sessions seminar. His approachable demeanor and remarkable ability to simplify complex legal concepts made his presentation a highlight of the event. During his presentation, Evan delved into the intricacies of crafting personalized estate plans that not only protect your assets but also ensure the efficient execution of your wishes. He emphasized the importance of considering not only financial assets but also personal values, family dynamics, and long-term objectives, offering practical insights that left our audience well-prepared and confident in their ability to navigate the world of estate planning.

Legacy Session | Adam Lawler - Succession Planning | Episode 59

We had the privilege of hosting Adam Lawler, a distinguished attorney, at our Legacy Sessions event, where he shared invaluable insights into the crucial realm of succession planning for businesses. Adam effortlessly simplified the often-intricate world of business succession planning, ensuring that our audience left with a clear understanding of the subject. Throughout his talk, Adam not only delved into the technical aspects of business succession planning but also emphasized the significance of taking a comprehensive approach. He encouraged us to consider not just financial assets, but also the dynamics of our businesses, our long-term objectives, and the values that underpin our corporate identities. If you're a business owner or executive seeking to secure the future of your company or gain insights into the world of business succession planning, this video is a must-watch, as Adam Lawler provides invaluable wisdom and actionable advice tailored to the business landscape.

A Practical Guide to Choosing the Right FSB Credit Card for You | Episode 58

So many FSB credit card options, so little time. How do you know which one fits your lifestyle and spending behaviors? In this podcast episode, we sit down with our customer service representative, Taylor Shanks, to discuss the range of credit cards offered by Farmers State Bank. Taylor provides practical insights and tips on choosing the correct credit card for your specific needs. This episode serves as a no-nonsense guide, cutting through the clutter to help you make informed decisions about your credit card choices. Whether you're a credit card connoisseur or just starting out, join us for a straightforward conversation that aims to simplify the process of finding the perfect credit card for you.
Farmers State Bank| 618-998-1188 | Alto Pass- Harrisburg - Marion| IL

Crucial Tips to a Worry-Free and Financially Secure Vacation with Christine Hankins | Episode 57

As spring break approaches there are a few things on everyone’s mind: sunshine, sand, and palm trees! But before you pack your bags, lower your seat backs, and tray tables, there’s something all travelers should consider in protecting your finances.
 
In this episode we’ve invited our President of Retail Banking and travel enthusiast, Christine Hankins, to explore the often-overlooked aspects of financial safety during travel. From managing your cards and currency effectively to understanding potential risks in unfamiliar destinations, we've got you covered. Tune in as we unpack crucial tips to ensure a worry-free and financially secure adventure. Don't let unforeseen financial challenges cloud your vacation vibes – join us for a pre-flight briefing on smart travel finance practices!

Beyond the Rate: Understanding the 2024 Mortgage Market | Episode 56

One topic that is constantly in conversation at the bank is the mortgage market. On this episode, Chief Mortgage Officer, John Streuter, breaks down his 2024 predictions, offering a practical look at interest rates, mortgages, and the housing market. The essential roles of the FED, stock market, and bond market are discussed heavily as well to give a deeper insight into “why things are the way they are”. If you want to gain a broader understanding of the current mortgage world, this episode will not disappoint. Farmers State Bank| 618-998-1188 | Alto Pass- Harrisburg - Marion| IL At Farmers State Bank, the core of our story is a simple truth: no one serves you better.

Building a Home from the Ground Up, Part 3 | Episode 55

We’re picking up where we left off with our own Ashley McVicker in her home building process. In part two we talked all about securing a construction loan. In this episode, we find out what comes next. From coordinating with contractors to staying on budget, she unveils what has (and what hasn’t) gone according to her plans. Will she be ready to move in by Spring 2024? Find out as she tells all in this episode.

A Fresh Look at Today’s Insurance Environment with Nathan Ashby | Episode 54

I don’t know about you, but lately we’ve found ourselves afraid of checking the mail. Every time we do there’s another notice waiting to inform us that our payment will be increasing by “x” amount next year, and not just on our Netflix account. From our property taxes to our insurance premiums, it seems inflation has a hold on us, so much so it’s forced us to do a little digging into what the heck is going on. If there is anything we’ve learned when it comes to our finances, it’s to ask the experts. It just so happens we have an insurance expert on our team who knows all about what’s going on in today’s insurance environment.
Today, we’ve invited Nathan Ashby with FSB Insurance as our guest to break down the challenges many of us are facing when it comes to insurance. We'll unravel the why behind the rising premiums and share practical tips on how you can navigate this shifting landscape. So, before you go out and switch insurance policies for one that appears less expensive, be sure you listen to this episode!

The 411 on Today’s Real Estate Landscape with Tammy Kissing | Episode 53

Considering buying a home this spring? Then today’s episode is meant for you. If you’re curious about the current real estate trends, the surprising shifts in the market, or are wondering if now is the right time to invest, you’ll want to tune in for this discussion.
 
To give us expert insight into today’s real estate landscape, we have the pleasure of hosting Tammy Kissing from All-in-One Real Estate. With a remarkable background spanning over three decades in the sales and service industry, Tammy brings a wealth of experience to the table. Having navigated the dynamic ebbs and flows of the real estate market, she offers a unique perspective on both its ups and downs. Today, Tammy joins us to provide a comprehensive update on the current state of the southern Illinois real estate market.

Untangling 10 Common Misconceptions About Money | Episode 52

In today's episode, we tackle 10 widespread misconceptions about money. From the belief that budgeting is only for those facing financial troubles to the myth that a higher salary guarantees financial success, we debunk these ideas to help you make more informed financial decisions. Join us as we unravel these common money myths, providing clarity and insights to empower your journey towards financial well-being.