Isn’t That Rich with MyFSB

The 411 on Today’s Real Estate Landscape with Tammy Kissing | Episode 53

Considering buying a home this spring? Then today’s episode is meant for you. If you’re curious about the current real estate trends, the surprising shifts in the market, or are wondering if now is the right time to invest, you’ll want to tune in for this discussion.
 
To give us expert insight into today’s real estate landscape, we have the pleasure of hosting Tammy Kissing from All-in-One Real Estate. With a remarkable background spanning over three decades in the sales and service industry, Tammy brings a wealth of experience to the table. Having navigated the dynamic ebbs and flows of the real estate market, she offers a unique perspective on both its ups and downs. Today, Tammy joins us to provide a comprehensive update on the current state of the southern Illinois real estate market.

Untangling 10 Common Misconceptions About Money | Episode 52

In today's episode, we tackle 10 widespread misconceptions about money. From the belief that budgeting is only for those facing financial troubles to the myth that a higher salary guarantees financial success, we debunk these ideas to help you make more informed financial decisions. Join us as we unravel these common money myths, providing clarity and insights to empower your journey towards financial well-being.

Business Tax Breakthrough Strategies Revealed | Episode 51

In today's episode, we're diving deep into the latest changes in business tax laws for the year 2024. Buckle up as we unravel the intricacies of the updated tax regulations that could significantly impact your business. From key deductions to new credits, we'll break down the essential information you need to navigate the evolving landscape of taxation. Join us on this informative journey, where we simplify the complex world of business taxes, helping you stay ahead and make informed financial decisions. Get ready to decode the tax talk and empower your business in 2024!

Personal Tax Strategy: Minimize Taxes, Maximize Wealth! | Episode 50

When it comes to filing your personal taxes, no one wants to pay more than they have to. But how do you make sure you’re taking advantage of all the deductions available to you? To help inform you of all the new tax deduction opportunities available in 2024, we brought in Farmers State Bank’s CFO and CPA, Matt Businaro. If you think you could take advantage of any of the information discussed today, please consult your tax advisor. To get in touch with Matt Businaro, contact him at (618) 252-2600 or mbusinaro@myfsb.com To read more, visit https://tax.illinois.gov/

2024 Tax Shake Up: What’s in Store | Episode 49

Welcome to January 2024, ushering in not just a new year but also a fresh tax season with its accompanying changes in tax laws. Our Chief Financial Officer, Matt Businaro, has recently returned from his annual tax seminar, armed with the latest insights into the tax landscape for 2024. In this week's episode, we are privileged to have Matt as our special guest, ready to impart his newfound knowledge to you.
Stay ahead of the curve by tuning in, as Matt breaks down the intricacies of the latest tax laws. Being well-informed is your key to navigating this tax season efficiently, potentially saving you both time and money when it comes to filing. Don't miss out on this valuable episode; your financial well-being might just thank you later!

State of the City of Marion Address with Mayor Mike Absher | Episode 48

We are so fortunate to live in one of the fastest growing communities in southern Illinois. With property tax relief, economic development resources, safer school initiatives, city beautification projects, and stronger code enforcement, Marion is slated to be one of the best places in southern Illinois to live, work, play and grow. But how
On today’s episode, we had the honor if interviewing the mayor of the city of Marion, IL, Mike Absher. He gives our Farmers State Bank listeners the inside scoop as to how, what, and why there has been such strong growth within the city of Marion. Mayor Absher also shares what he is most excited about that is to come in 2024. You won’t want to miss this episode!

A Look Back At 2023 with MyFSB | Episode 47

Today we release the last episode of the Isn’t that Rich Podcast for 2023, and although the prospect of the new year is exciting with its promise of new beginnings and a fresh start, we thought it would be the perfect time to reflect back on the incredible journey we’ve had. This episode is a look back at all the major events, milestones, and challenges that defined our 2023. From building a branch from the ground up in a new community, to creating a kindness vending machine, it’s been a rollercoaster of a year. Reflecting on the year wouldn't be complete without discussing the lessons we've learned. Whether it's personal growth, professional insights, or unexpected discoveries, we'll share the takeaways that have shaped us.

Illinois’ New Business Law For 2024 Unveiled with Martin Parsons | Episode 46

Hey Illinois business owners and employees, there are a few new laws hitting the scene for our state in 2024 that you need to know about! In this episode, we explore the latest developments in Illinois' business laws for 2024 with lawyer and owner of Legal Advocacy Headquarters, Martin Parsons. Tune in as Parsons provides valuable insights into the newly unveiled laws, offering practical advice for entrepreneurs navigating the evolving legal landscape. Whether you're a startup enthusiast or an established business owner, this episode serves as a guide to staying compliant and strategically adapting to the changing business environment in Illinois.Our guest: https://www.legaladvocacyheadquarters.com/
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Grant Writing Essentials: Keys to Funding Your Projects | Episode 45

When you hear the term grant funding, does free money instantly flash through your mind? Free money sounds amazing, but there is a whole lot more to receiving a grant than meets the eye. To help us understand the world of grant writing, we invited Tammy Gwaltney to be our guest. Tammy is a seasoned grant writer with years of experience in the world of non-profits.
In this episode, Tammy shares her valuable insight into the dos and don’ts of grant writing. Through her personal experience, she reveals the common challenges people face during the grant writing process and provides us with a comprehensive guide on how to write compelling grant proposals. Whether you're a nonprofit seeking funding for a project or an individual looking to secure support for your ideas, this episode is packed with tips and strategies to help you navigate the grant writing process successfully.
Terms and abbreviations we discussed in the episode: Grant – the money you receive; the proposal is the written request for the money NOFO – Notice of funding opportunity UEI – Unique Entity Identifier (replaces the DUNS#) 501(c)(3) – common IRS designation for a charitable organization Important links mentioned in this episode: Federal Registration Site - https://sam.gov/content/home Site to find Federal Grants - https://grants.gov/Sam.gov Search for charities and non-profits - https://www.irs.gov/charities-and-nonprofits Herrin Chamber of Commerce - https://www.herrinchamber.com/events
Farmers State Bank| 618-998-1188 | Alto Pass- Harrisburg - Marion| IL

Decoding Plastic: Credit vs Debit Security Tips | Episode 44

It’s the holiday season which means you’re most likely making more online purchases than any other time of the year! This also means there is an increased opportunity for fraudsters to strike and steal your credit or debit card details. Thankfully, we’ve got the inside scoop on a solution for you!
This week we invited our Customer Service Representative and Accredited Banking Professional, Lexi Cavins, on to share her tips on safe ways to use your credit and debit card when shopping online. The information she shares could save you thousands of dollars in fraudulent charges, and a whole lot of headache with your bank!