Isn’t That Rich with MyFSB

The Cash vs Card Debate | Episode 71

Today we’re debating a topic that affects all of us: the benefits and drawbacks of cashversus card payments. Whether you’re a fan of the traditional paper cash or prefer theconvenience of plastic, this episode will help you understand the pros and cons of eachpayment method and when it might be best to use one over the other.

Unmasking Homelessness with Arrowleaf | Episode 70

Today, we're shining a spotlight on an organization that's not just changing lives but reshaping entire communities in Southern Illinois. Arrowleaf, a beacon of hope in the fight against homelessness, stands tall as a testament to the power of compassion and community action. For years, they've been tirelessly dedicated to providing shelter, support, and opportunities for those facing the harsh realities of homelessness.At the helm of this remarkable organization is Sherrie Crabb, a visionary leader with a heart for service and a passion for making a difference. With her guidance and dedication, Arrowleaf has grown from humble beginnings to a force for change in the region, touching the lives of countless individuals along the way. Joining her today is Allison Schuster, the Development Officer at Arrowleaf. Allison's unwavering commitment to creating positive change is what led her to join this esteemed organization. In her pivotal role, she leads the charge in fundraising efforts and explores diverse developmental opportunities to advance the impact of Arrowleaf's programs.And now, as they embark on a monumental journey, Arrowleaf invites us all to join them for a pivotal moment in their mission. Their inaugural Unmasking Homelessness Gala, set to take place this August, isn't just a celebration; it's a call to action to stand together in solidarity with those in need In today's episode, we'll dive deep into the heart of Arrowleaf's mission, exploring their remarkable work in Southern Illinois communities and the transformative impact they've had on countless lives. We'll also shine a spotlight on the upcoming gala, discussing its significance and how you can be a part of this inspiring movement.So, prepare to be moved by the stories of hope, resilience, and compassion that define Arrowleaf, as we welcome the remarkable Sherrie Crabb and Allison Schuster as today’s guests on the Isn’t That Rich Podcast!To purchase tickets to the Unmasking Homelessness Gala, click the link below:https://myarrowleaf.org/gala/?fbclid=IwZXh0bgNhZW0CMTAAAR2pGY_Qi55CuBd0oKSI3EkZNxyUdcWyrcFMA39y22hRVSC0CUXhRL_oZ7k_aem_AYvhtf6BVuVA_myJkjAuz2p15KTlfNBktAcduysyWLik_7O8AM9a7RSB5lxY5wRXIAWVpShHRtUoKRvk14zsjxWj

Learning from Financial Mistakes: Our Stories | Episode 69

In this insightful episode, we open up about the financial mistakes we've made in the past so you don't have to. From budgeting mistakes and investment missteps to impulse purchases and overlooked savings opportunities, we share our personal experiences and the lessons we've learned along the way. Join us as we discuss how to avoid common financial pitfalls and take proactive steps towards a healthier financial future.

FSB Mentorship Program with Lexi Cavins | Episode 68

In this episode, we sit down with Lexi Cavins to discuss her experience going through our six-week mentorship program at Farmers State Bank. Through this initiative, Lexi had the opportunity to rotate through all our departments, from customer service, loan operations, marketing, and more. This program represents Farmers State Bank's commitment to investing in our employees' growth and development. Lexi's journey highlighted the diverse opportunities within the bank, and her enthusiasm and curiosity were truly inspiring. We can’t wait to offer more employees the chance to explore different areas of the bank and discover their passion for future career paths. Join us as we get to hear Lexi’s favorite moments, and the valuable lessons she gained from her time in the mentorship program.
Farmers State Bank| 618-998-1188 | Alto Pass- Harrisburg - Marion| IL

Commercial Lending Fuels Business Growth with Mike Hopkins | Episode 67

In this episode, we discuss the world of commercial lending with Community Bank President, Mike Hopkins, an expert in the field. From navigating loan applications to understanding risk assessment and interest rates, Mike shares valuable insights.
 
We explore the range of commercial loan products available at Farmers Bank and discuss essential aspects like financial documentation, collateral requirements, and cash flow management. Join us as we uncover the keys to securing financing for businesses.

Our New Favorite Financial Tool: The NOKBOX | Episode 66

Losing a loved one is never easy, and the burden of managing their affairs can feel overwhelming. Imagine a tool that streamlines this process, sparing you from endless hours of searching for crucial information amidst the emotional turmoil. Enter the Nokbox—a revolutionary system designed to seamlessly organize everything from financial accounts to cherished memories. More than just an estate planning tool, the Nokbox serves as a comprehensive home organization system, ensuring your digital footprint and personal legacy are preserved with ease. We decided to put the Nokbox to the test. Jill Franks and Jared Gravatt invested in the Nokbox and on this episode, they'll share their firsthand experience and insights into how this tool has transformed their approach to estate planning and home organization. Tune in to discover how the Nokbox can bring peace of mind to you and your loved ones. https://www.thenokbox.com/

When Plans Go Off-Course: Avoiding Loan Default with Tom Jones | Episode 65

In this episode, we're diving into a topic that's often overlooked in banking: what happens when someone can't repay their loan.
Yeah, we know, not exactly dinner table conversation material, but stick with us! We're here to talk about what happens when life throws you a curveball and those loan payments become a struggle.
Joining us is Tom Jones, President of Farmers State Bank of Alto Pass, and he's going to break it down for us in plain English. So if you've ever wondered what happens if you miss a loan payment or two, this episode is for you. Grab a cup of coffee and let's dive
in!
Farmers State Bank| 618-998-1188 | Alto Pass- Harrisburg - Marion| IL
At Farmers State Bank, the core of our story is a simple truth: no one serves you better.
We can honestly promise this because we work harder and care more. We’re going to do whatever it takes to make you happy. But it’s not difficult. We simply treat you the way we would want to be treated.
At Farmers State Bank, we remain true to this core value of service because it’s the same on which we were raised. Only, who knew it would also turn out to be a great foundation on which to build a bank.
You see, Farmers State Bank is independently owned. So we have the freedom to be as friendly and likeable as we please. We take our cues from you. And you rely on us to serve you with everything we’ve got, today and for life. We know that kind of lifelong loyalty is only deserved when we provide you with consistently better service than you can find anywhere else.
Farmers State Bank.
No one serves you better.
http://www.myfsb.com

10 Marketing Tools We Can’t Live Without! | Episode 64

f you know anything about us in the marketing department, we are absolutely obsessed with staying up to date on all the tips and tools this world has to offer when it comes to marketing. On this episode, we are sharing 10 groundbreaking marketing tools that have transformed our strategies from good to extraordinary. Whether you're a seasoned marketer or just starting out, this episode promises to spark inspiration and equip you with the tools you need to take your marketing to the next level.
Farmers State Bank| 618-998-1188 | Alto Pass- Harrisburg - Marion| IL
At Farmers State Bank, the core of our story is a simple truth: no one serves you better.
We can honestly promise this because we work harder and care more. We’re going to do whatever it takes to make you happy. But it’s not difficult. We simply treat you the way we would want to be treated.
At Farmers State Bank, we remain true to this core value of service because it’s the same on which we were raised. Only, who knew it would also turn out to be a great foundation on which to build a bank.
You see, Farmers State Bank is independently owned. So we have the freedom to be as friendly and likeable as we please. We take our cues from you. And you rely on us to serve you with everything we’ve got, today and for life. We know that kind of lifelong loyalty is only deserved when we provide you with consistently better service than you can find anywhere else.
Farmers State Bank.
No one serves you better.
http://www.myfsb.com

Effortless Invoicing with Autobooks | Episode 63

Running a business comes with its challenges, especially when it comes to getting paid. Perhaps you've struggled with a disjointed invoicing system, making it hard to track your projects' progress, or maybe you don’t have one at all! We understand that getting paid promptly is vital for your business's health. That's why, at Farmers State Bank, we're thrilled to introduce Autobooks—an innovative invoicing and payment processing solution seamlessly integrated into your online banking. Ready to revolutionize your payment processes? Discover if Autobooks is the perfect fit for your business by tuning into this episode Link to Autobooks: https://www.myfsb.com/resources/business-services/autobooks.html

Legacy Session | Leaving a Lasting Legacy with Pastor Jason McKinnies | Episode 62

We had the privilege of hosting Pastor Jason McKinnies at the Legacy Sessions as he passionately explored the profound concept of leaving a lasting legacy and the importance of knowing where you're headed when your journey on this earth comes to an end. Jason's poignant message reminds us that life is like a vapor, fleeting and ephemeral, but it is within our power to make it meaningful and impactful. Pastor Jason McKinnies' heartfelt message will encourage you to reflect on your own life's purpose and legacy, prompting you to take proactive steps to ensure your family's future security and happiness